Gusto handles the core payroll cycle for US employers: it calculates and remits payroll taxes, pays staff by direct deposit or check, and supports off-cycle runs and contractor payments. Its integration ecosystem spans accounting, hiring and time-tracking tools. Our review could only verify details from Gusto's developer documentation because its main marketing and pricing pages blocked automated access, so plan-level differences are not covered here.
Gusto is a US payroll platform that calculates and remits federal, state and local payroll taxes and pays employees by direct deposit or check. It supports regular and off-cycle payroll runs, separate contractor payments, and benefit deductions. Gusto also offers an embedded payroll API that other software platforms can build into their own products.
A payroll platform focused on US tax remittance and flexible pay runs; confirm plan contents on Gusto's own pricing page before buying.
Quick facts
Category
Payroll
Pricing
Varies
Best for
US small businesses paying employees and contractors, Teams that want payroll linked to other business apps
Editorial score
Not yet scored
Key features
6 tracked
Last checked
Not yet verified
Key features
Calculates and remits federal, state and local payroll tax withholding based on work location
Pays employees by ACH direct deposit or paper check
Off-cycle payroll runs for corrections or one-time bonuses
Separate contractor payments by direct deposit or check
Tracks pre-tax and post-tax benefit deductions, including 401(k) contributions
App integrations covering accounting, applicant tracking, time tracking and performance tools
Feature breakdown
Feature breakdown is FindMy.tech's editorial assessment of documented capabilities.
US small businesses paying employees and contractorsTeams that want payroll linked to other business apps
Who should avoid it — limitations
Payroll tax handling is described for US federal, state and local agencies
Pros
Handles federal, state and local payroll tax remittance
Supports both regular and off-cycle payroll runs
Pays contractors separately from W-2 employees
Integrates with accounting, time-tracking and hiring tools
Cons
Garnishment remittance does not cover South Carolina, US territories or tribal agencies
Payroll is funded by debits from the company bank account, so funds must be available ahead of pay day
Platforms & integrations
Platforms and integrations
Platforms
Not verified
Mobile apps
Not verified
Browser access
Not verified
Integrations
Not verified
Ease of use
Not assessed
Editorial assessment
Security & privacy
Not verified
No official security page verified yet
Support
Not verified
No help center verified yet
Use cases
Not yet featured in a best-for guide.
Competitors & comparison highlights
Pricing
VerifyVaries — see official pricing
GustoVSRUN Powered by ADP
Gusto and RUN Powered by ADP both handle payroll tax remittance and pay staff by direct deposit or check for US small businesses. Gusto emphasizes flexible pay runs, contractor payments and app integrations, while RUN organizes features into four packages that add hiring and HR support, with pricing provided by quote.
Choose Gusto if…
Choose Gusto if you want payroll that connects easily with accounting, hiring and time-tracking apps and you pay a mix of employees and contractors.
Choose RUN Powered by ADP if…
Choose ADP if you have 1 to 49 employees and want tax filing plus a clear path to HR help desk, handbook and applicant tracking tools.
Both remit federal, state and local payroll taxes
RUN offers a pay card option alongside direct deposit and checks
We haven't yet verified official sources for this profile. Facts below are shown as “Not verified” until we do.
A fact or price is marked verified only when an exact quote from the vendor's official page supports it on the check date. See our methodology.
Freshness
Content updatedSeptember 30, 2026
Pricing checkedNot yet checked
Features checkedNot yet checked
Sources checkedNot yet checked
Gusto FAQs
Does Gusto file and pay payroll taxes?
Yes. Gusto's documentation states that it calculates federal, state and local withholding and debits the employer's account to remit payroll taxes.
Can Gusto pay contractors?
Yes. Contractor payments are handled separately from employee payroll and can be made by direct deposit or check.
Can I run an extra payroll outside my normal schedule?
Yes. Gusto supports off-cycle payrolls for situations such as corrections or one-time bonuses.
Editorial notes
A payroll platform focused on US tax remittance and flexible pay runs; confirm plan contents on Gusto's own pricing page before buying.
Review status: Hands-on review pending. Editorial judgements (summary, pros, cons, scores, feature breakdown) are FindMy.tech's opinion; vendor facts and prices are shown only when verified against official sources.
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Gusto
RUN Powered by ADP
